LOW FLAT ATTORNEY FEES

Flexible Payment Plans

Seattle Bankruptcy Lawyer

Call 206-624-9605 for a Free Case Evaluation

Seattle, WA Bankruptcy Attorney David M. Lux

We obviously understand the financial problems and constraints that individuals and families are enduring during a financial crisis. In addition to charging low flat fees that are affordable and reasonable to file your bankruptcy petition, we will also work with you on a payment schedule that fits your budget. Chapter 7 Attorney Fees Our low flat fees vary depending upon the complexity of the case. We typically only charge flat fees for Chapter 7 bankruptcy for cases where our clients are not self employed. In other more complex bankruptcy cases, we may charge a retainer and bill against it on an hourly basis. Questions about bankruptcy? First Name: Last Name: Phone: Email: Question: Enter the security code above*

Our low flat fees for Chapter 7 bankruptcy fees typically range between $1,100.00 and $1,500.00 depending upon a number of issues, which include but are not limited to the following: the number of creditors, amount of income and property oru clients own. We will need to discuss the details of your financial situation before we can determine the total attorney fees for your case.

In many cases, we are able to start working on a Chapter 7 bankruptcy case with as little down as a $100.00 payment. All attorney fees, however, must be paid in full before your bankruptcy case is filed. As a result, we advise and recommend that you pay the full flat fee as soon as possible.

For cases where our clients are self-employed and have been running a business within 12 months of filing your bankruptcy petition, our attorney fees are based upon a retainer that is billed hourly. Our retainer for self-employed cases typically starts between $1,500 to $2,500. Our hourly rate is billed against the retainer. Additional retainers are sometimes needed for complex business cases.

The reason our attorney fees are higher for cases where our clients are self-employed is due to the increased amount of work to determine our clients income by reviewing business bank accounts and profit and loss statements. There are also more complex issues regarding business assets and business debts.

Chapter 13 Attorney Fees

Our attorney fees for Chapter 13 bankruptcy cases are typically $1,800 prior to filing your bankruptcy petition. We will sometimes charge a lower retainer for relatively simple, lower income Chapter 13 bankruptcy cases.

For cases where our clients are self-employed and/or are trying to discharge a second mortgage, our Chapter 13 attorney fees may be higher prior to filing your bankruptcy petition. We do, however, have flexible payment plans to pay our fees. In other complex Chapter 13 bankruptcy cases, the balance of our attorney fees payments may exceed $1,800, but most of the attorney fees can usually be made after your Chapter 13 bankruptcy petition is filed and financed through the Chapter 13 payment plan.

Court Filing Fees

The federal bankruptcy court charges a $299.00 filing fee for Chapter 7 bankruptcy cases and a $274.00 filing fee for Chapter 13 bankruptcy cases. These fees may be paid in installment payments after filing your bankruptcy petition.

Credit Counseling Fees

The new federal bankruptcy code also requires pre-filing credit counseling before your case is filled. The flat fees for this court-mandated credit counseling is typically about $30.00. You will also be required to participate in another credit counseling after your bankruptcy petition is filed.

The flat fees for this second post-filing bankruptcy counseling requirement are typically about $15.00. The post-petition counseling, however, does not need to be done and the fees do not need to be paid until as long as 10 weeks after the bankruptcy is filed.

We will explain this mandated counseling requirement to you in detail and provide you with a list of credit agencies providing this counseling that is endorsed by the federal bankruptcy court. Both credit counseling sessions can be done online at your convenience based upon your availability and schedule.

When you hire our law firm, we immediately begin work and undertake legal responsibility on your behalf. Our legal work requires much more than just preparing your bankruptcy petition. For example, creditors must be contacted, communication with the bankruptcy court must be maintained, and the trustee must be satisfied that your case is being handled properly.

Taking care of these issues only comes with experience and exposure to the bankruptcy system and the bankruptcy court. Attorney David M. Lux and the lawyers who work with him have the expertise, knowledge, and experience to ensure that you receive the best representation throughout the bankruptcy process. 

For additional information about our affordable low flat fee and flexible payment plans, call 206-624-9605 for a free phone consultation.